Don't Wait for the Waters to Rise
Standard home and auto policies don't cover flood damage. We'll make sure you're protected before the next storm.
Coverage Options
We offer flexible coverage to match your needs and budget.
Building Coverage
Covers the physical structure of your home — foundation, walls, electrical, plumbing, HVAC, and built-in appliances — against flood damage.
Contents Coverage
Protects your personal belongings including furniture, electronics, clothing, and valuables damaged by flooding.
NFIP Policies
We help you access National Flood Insurance Program (NFIP) policies backed by the federal government for reliable, standardized coverage.
Private Flood Insurance
Private flood policies can offer higher limits, broader coverage, and faster claims than NFIP — we'll help you compare your options.
Why Choose Adkins Insurance?
We are a local agency that prioritizes our clients needs and makes the insurance process simple!
- Coverage for both structure and contents in one policy
- Access to NFIP and private flood insurance options
- Guidance on flood zone maps and your actual risk level
- Local agent who understands your area's flood history
Don’t wait until rising water puts your property at risk. Take a proactive approach with flood insurance designed to help protect your home and belongings before disaster strikes. Coverage typically has a 30-day waiting period, so if you’re not purchasing coverage for a loan closing, planning ahead is essential. Let us help you secure the right protection before you need it.
— Adkins Insurance Agency, LLC